{"id":5606,"date":"2026-06-17T17:08:53","date_gmt":"2026-06-17T15:08:53","guid":{"rendered":"https:\/\/senoee.com\/?p=5606"},"modified":"2026-06-17T17:08:55","modified_gmt":"2026-06-17T15:08:55","slug":"sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026","status":"publish","type":"post","link":"https:\/\/senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/","title":{"rendered":"Record Losses, Falling Premiums : Our Analysis of the 2024\u20132026 Property Insurance Market."},"content":{"rendered":"<p class=\"wp-block-paragraph\">2025 was the second-costliest year for property insurance losses in the past twenty years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It was also the year that marked the beginning of a decline in premiums.<br>The findings documented by our teams directly inform the decisions to be made ahead of your next renewal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drawing on data from France Assureurs, Marsh, Verlingue, Swiss Re and AXA XL, we analyzed six key trends shaping the large corporate risks market :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The actual level of losses,<\/li>\n\n\n\n<li>The factors driving the shift in pricing,<\/li>\n\n\n\n<li>The growing gap in insured values<\/li>\n\n\n\n<li>The rise of climate-related risks,<\/li>\n\n\n\n<li>Evolving underwriting requirements,<\/li>\n\n\n\n<li>Evolving reinsurance capacity.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Six trends, one clear underlying message : the quality of declared data now plays a decisive role in the terms secured at renewal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The full analysis, including all figures and sources, is available in the complete report.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Download the report and share it with your network.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"743\" height=\"1024\" src=\"https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-743x1024.png\" alt=\"\" class=\"wp-image-5587 size-full\" srcset=\"https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-743x1024.png 743w, https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-218x300.png 218w, https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-768x1058.png 768w, https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59-9x12.png 9w, https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Capture-decran-2026-05-28-a-13.50.59.png 980w\" sizes=\"(max-width: 743px) 100vw, 743px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/senoee.com\/wp-content\/uploads\/2026\/05\/Senoee_Tendances-Grands-Risques_2024_2026-1-1.pdf\">Read the Full 2025\u20132026 Property Insurance Report<\/a><\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>2025 est la deuxi\u00e8me ann\u00e9e la plus co\u00fbteuse en sinistralit\u00e9 TRE depuis vingt ans. C&rsquo;est aussi l&rsquo;ann\u00e9e o\u00f9 les primes ont commenc\u00e9 \u00e0 baisser.Ce que nos \u00e9quipes ont document\u00e9 \u00e9claire directement les arbitrages \u00e0 faire avant votre prochain renouvellement. En partant des donn\u00e9es France Assureurs, Marsh, Verlingue, Swiss Re et AXA XL nous avons analys\u00e9 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5614,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[],"post_folder":[],"class_list":["post-5606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actus"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - Senoee<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - Senoee\" \/>\n<meta property=\"og:description\" content=\"2025 est la deuxi\u00e8me ann\u00e9e la plus co\u00fbteuse en sinistralit\u00e9 TRE depuis vingt ans. C&rsquo;est aussi l&rsquo;ann\u00e9e o\u00f9 les primes ont commenc\u00e9 \u00e0 baisser.Ce que nos \u00e9quipes ont document\u00e9 \u00e9claire directement les arbitrages \u00e0 faire avant votre prochain renouvellement. En partant des donn\u00e9es France Assureurs, Marsh, Verlingue, Swiss Re et AXA XL nous avons analys\u00e9 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senoee.com\/en\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Senoee\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-17T15:08:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-17T15:08:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/senoee.com\/wp-content\/uploads\/2026\/06\/couverture-blog-.png?ver=1781708373\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Priscillia Berjat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Priscillia Berjat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/\"},\"author\":{\"name\":\"Priscillia Berjat\",\"@id\":\"https:\\\/\\\/senoee.com\\\/#\\\/schema\\\/person\\\/0fc87f6ef038bb9100f009dc760c3aeb\"},\"headline\":\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026\",\"datePublished\":\"2026-06-17T15:08:53+00:00\",\"dateModified\":\"2026-06-17T15:08:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/\"},\"wordCount\":174,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/senoee.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/senoee.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/couverture-blog-.png?ver=1781708373\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/\",\"url\":\"https:\\\/\\\/senoee.com\\\/sinistralite-record-primes-en-baisse-notre-analyse-du-marche-tre-2024-2026\\\/\",\"name\":\"Sinistralit\u00e9 record, primes en baisse : notre analyse du march\u00e9 TRE 2024-2026 - 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